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No Income Verification Loan
 
 
 
     
 

The popular No Income Verification Loan (NIV) also known as Stated Income - requires No W2's, No Pay stubs, No Tax returns, and No IRS Forms. Available to W-2 wage earners, 1099, Self Employed, and Retired.

If you need financing but your income is difficult to prove or document then the answer for you is a Stated Income or No Income Verification loan. There are 2 types of NIV or No Income Verification loans for purchase or refinance that offer up to 90% financing explained below:

 

- Stated Income Verified Assets Loan: (SIVA) - Loan approval is based on your stated income, credit history, and verified liquid assets. The Verified Assets should be consistent with the income claimed.  

- Stated Income Stated Assets Loan (SISA)  - This loan features no assets being verified. You only state your income and state your assets on the application. This program carries a slightly higher rate because the assets are not verified.

 
     
  Call us today to speak with a Mortgage Consulant to learn more  
     
   
     
  Disclosures
Fees & charges apply and may vary by product and State. Subject to underwriting approval. Application required; not all applicants will be approved. Consolidating or refinancing debts may increase the time and/or the total amount needed to repay your debt. Taxes & insurance extra. Terms, conditions & restrictions apply. Rates, loan products, & fees subject to change without notice. Your rate and term may vary. Call for details.
 
     
 
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