Homeowner Help  
Homeowner Help
Maple Lending Financial Services family of companies strongly supports the Making Home Affordable (MHA) refinance and loan modification programs. We commend President Obama and his Administration for their efforts to assist struggling homeowners during this time of economic uncertainty.
President Obama's Making Home Affordable Program: Do you qualify?
Loan modifications are free. As your mortgage loan servicer, we will work with you in an effort to make your mortgage payment affordable. Help is always free and we urge you to beware of foreclosure rescue scams that charge a fee. For more information on these scams visit www.makinghomeaffordable.gov/beware.html
You may qualify for a LOAN MODIFICATION if:
  • You own and occupy your home as your primary residence.
  • You are either current, at risk of imminent default, or behind in your mortgage payments, or are in foreclosure or bankruptcy.
  • The unpaid principal balance of the first mortgage on your primary residence is $729,750 or less (loan limits are higher on owner-occupied multi-unit properties).
  • You have verifiable source(s) of income to put towards a mortgage payment each month, even if that income has recently been reduced.
  • You can provide copies of your most recent tax returns and will sign an affidavit of financial hardship.
  • You have not previously modified your mortgage under the MHA program.
  • Note: Mortgages on second homes, vacant homes and investment properties are not eligible for modification under this program.
  • If you meet the guidelines above, please go to the Download Financial Analysis Form link, complete the financial analysis form and return it to us as directed on the form. If you have questions about the form, please call 1-866-899-5308.

    You may qualify for a MORTGAGE REFINANCE if:
  • You have a Fannie Mae or Freddie Mac mortgage loan on your primary residence, second home or investment property. Please contact Fannie Mae at 1-800-7FANNIE or Freddie Mac at 1-800-FREDDIE if you are unsure.
  • You owe no more on your 1st mortgage than 105% of your home's current value. (Example: you owe $105,000 on a home with a current market value of $100,000.)
  • You are current on your existing mortgage.
  • You are interested in a new fixed or adjustable loan at current low rates.
  • Note: Refinancing fees may apply.
  • If you meet all of the guidelines above, call 1-800-758-7684 to talk to a loan agent about refinancing your mortgage.

    For more information, visit www.makinghomeaffordable.gov

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